Introducing Hartford Financial Services Group (HIG)

Company Profile:
The Hartford Financial Services Group Inc. (US stock quote HIG), through its subsidiaries, provides insurance and financial services to individual and business customers primarily in the United States and Japan. The company’s Property & Casualty Commercial segment offers workers’ compensation, property, automobile, marine, livestock, liability, and umbrella coverages, as well as customized insurance products and risk management services, including professional liability, fidelity, surety, and specialty casualty coverages. Its Consumer Markets segment provides standard automobile, homeowners, and personal umbrella coverages to individuals. The company’s Property & Casualty Other Operations segment manages property and casualty insurance. Its Group Benefits segment offers group life, accident and disability coverage, group retiree health, and voluntary benefits to employers, associations, affinity groups, and financial institutions. The company’s Mutual Funds segment provides mutual funds for retail and retirement accounts; and investment-management and administrative services, such as product design, implementation, and oversight, as well as includes the runoff of the mutual funds supporting the company's variable annuity products. This segment distributes open-end funds and 529 college savings plans to national and regional broker-dealer organizations, banks and other financial institutions, independent financial advisors, and registered investment advisors; and The Hartford’s funds to professional buyers, such as broker-dealers, consultants, record keepers, and bank trust groups.

Financials & Outlook:
Last traded = US$36.80
Market Capital = US$16.5B
Current P/E = 14.1
P/S = 0.79
Dividend Yield = 1.96%
Beta = 1.91
Quick ratio = -
Debt/Equity    = 0.31
P/B    = 0.85
P/Cash = 10.9
P/FCF = 3.24
ROE    = 3.3%
Profit Margin = 3.0%
Div Payout ratio = 42.6%

HIG will benefit from impeding increase in Fed rate in late 2015...
As this is a very interest rate sensitive stock, any small increase in Fed rate will have big benefits to HIG. 

I would rate this as a strong buy now.